top of page

Account Custodians

A COGENT Relationship

Checks and Balances are Important. That's why COGENT does NOT custody client assets.  That's the role of the Custodian.

​

(Scroll down for more about how You, COGENT and Your Custodian work together)

Role 2:

COGENT

Cogent Elephant Only jpg.jpg

As Your Investment Advisor, COGENT works with You and Your Custodian to best serve your financial interests.  The following is a partial list of COGENT's functions:

​​

  • Works with You to develop customized strategy and Investment Policy Statement

  • Directs Custodian to place trades in your account(s)

  • Initiates money movements between linked account(s), if authorized by You

  • Receives Your account data from Custodian to use in proprietary systems for portfolio management, performance reporting, billing, compliance, and relationship management

  • Provides You with pertinent reports

  • Provides ongoing management of Your account(s) and financial plan

  • Provides You with Periodic Review Meetings

Role 1: You

Nearing Retirement Couple.jpg

You are the center of this relationship and the most important piece. The following is a partial list of  Your functions:

​

  • Work with COGENT to develop strategy & select investments

  • Can contact COGENT or Custodian to place trades and initiate contributions and withdrawals

  • Can access accounts by phone and online through Custodian

  • Can view account information, including performance, and a secure document vault through your COGENT Portal

  • Receives official accounting documents like statements, tax documents and trade confirmations from Custodian

  • Receives Performance Reports and Billing Documents from COGENT

  • Receives ongoing investment management, review meetings, and financial planning services from COGENT

 Role 3:

Custodian

Antique Safe

Your Custodian fills a vital role to ensure proper accounting of your assets and links you to other financial institutions.  The following is a partial list of their functions:

​

  • Maintains custody of your funds and investments

  • Offers services like check writing, debit cards, bill pay, and more

  • Provides accounting for Investments Held, Trades Placed, Income Received and Account Valuation

  • Links Your account(s) to other institutions like your bank or another brokerage firm

  • Participates in SIPC and FDIC Insurance programs, as applicable, depending on Your investments

  • Provides statements, tax documents and trade confirmations

  • Takes trade and money movement orders from You and COGENT

  • Provides Your account data to COGENT

napfa-logo.png

Pertinent Documents including Privacy Policy

©2023 by Cogent Independent Advisors, Inc. Financial Planning and Investment Advisory Services provided by Cogent Independent Advisors, Inc. ("Cogent") dba Cogent Private Wealth, a Registered Investment Advisor and subsidiary of Cogent Group LLC. Cogent is neither a tax nor legal advisor.  Clients must consult their own tax and legal advisors prior to implementing any recommendations. Nothing on this page constitutes a recommendation of a particular investment or strategy. Nothing on this website constitutes a solicitation to buy or sell any specific security.  Cogent's home state is Florida, and can only do business with clients domiciled in states where first authorized or exempt from authorization. Cogent is not a licensed insurance agency. Cogent Tax Strategies, LLC and Cogent Independent Advisors, Inc. are affiliated companies. Cogent Tax Strategies, LLC is not a Registered Investment Advisor. Any phone numbers Cogent collects and any consent Cogent receives for marketing to you will not be shared with 3rd party providers. Cogent will never sell your personal data.  See our SMS Privacy Policy here.

bottom of page